We excel at offering strategic solutions that balance innovation with regulatory compliance for a diverse range of financial sector clients including super-apps, cross-border payment service providers, digital lenders, neo banks, wealth service providers, and insurance intermediaries. In the ever-evolving financial services sector, coupled with our experience working with some of the most innovative clients from the very nascent days of the fintech industry in the country, we are always on our toes to tackle the challenges with the next big innovation in the market. From assisting in structuring default loss guarantee arrangements to advising on cryptocurrency, multi-currency wallets, cross-border payments, embedded finance, and tokenisation, our expertise spans the full spectrum of modern financial innovation.
BACKGROUND India’s credit sector has seen phenomenal growth in the last few years supported by…
1. New Cloud Services Framework and Enhanced Cybersecurity Framework For the Securities Sector The Securities…
I. BACKGROUND Towards the end of 2022, the Insurance Regulatory and Development Authority of India…
Introduction On December 23rd 2020, the Reserve Bank of India (“RBI”) cautioned potential borrowers about the…
Assisted in structuring multiple product offerings under a "Super App" including lending, insurance, mutual funds, investment advisory, and other non-financial products through a single platform.
Advised multiple super-apps with the implementation of appropriate intellectual property licensing structures and resource-sharing arrangements intra-group, segregation of different businesses across entities in the group, and reviewing the launch of regulated and unregulated products.
Assisted with structuring several forex products by neo-banks and cross-border payment service providers.
Advised several leading crypto-native organisations, traditional money remittance service providers and startups with the use of stablecoin sandwiches for cross border trade solutions, treasury arrangements, and digital payments. This involved structuring these products in light of extant foreign exchange restrictions and anti-money laundering norms.
Advised India’s leading lending service providers and some of the largest RBI regulated lenders on structuring loss guarantee arrangements between lenders.
Advised on structuring a digital wallet and payment service for a leading neo-banking tech company.
Assisted foreign banks with structuring their marketing strategies to expand their bancassurance business and foreign deposits business to the Indian customer segment.
Advised several of India’s largest digital lending players on structuring their ‘Buy Now Pay Later’ (BNPL) products. In fact, our team played a key role in advising on the structure and launch of India’s very first offline BNPL product.
Advising world’s largest multinational technology company on the launch of potential market changing product that is intended to reduce credit card information hacking, including product review, identifying legal and regulatory risks and potential mitigation, and structuring the product in line with India's payment data localisation requirements.
Assisting a technology-led platform in its expansion to the USA by structuring the product that allows Indian merchants to have a global presence.
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