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Digitisation

We regularly assist traditional financial institutions navigate the complexities of adopting and integrating technology-driven business models. From large global banks and insurance giants to nimble fintech disruptors, we have advised clients on the full spectrum of their digital transformation journey – from strategy development and product structuring to regulatory compliance and implementation.

Our expertise spans a range of emerging technologies, including artificial intelligence, blockchain, Web3, and advanced analytics, and how they intersect with India’s evolving financial regulatory landscape. We regularly assist on structuring digital-first customer experiences, enabling digital onboarding and KYC solutions, developing API-based open banking frameworks, and designing secure, scalable digital payment and lending architectures. We also assist negotiate complex technology and outsourcing contracts, navigate data privacy and cybersecurity issues, and operational resilience requirements.

Work Highlights

Advised one of India's largest private banks on structuring the use of Amazon’s AI-powered assistant, Alexa, for voice-enabled financial services, including licensing matters, regulatory compliance, and blockchain adoption.

Advised India’s largest commercial bank on its partnership with a leading software company to create and launch India’s first digital-only bank.

Advised one of the largest insurance companies in the world on building its core tech stack for its insurance automation platform in compliance with IRDAI cybersecurity and outsourcing guidelines and with negotiating tech sourcing contracts with some of the largest technology companies in the world.

Key Contacts

Matthew Chacko
Mathew
Chacko
Ankita Hari Ramani
Ankita
Hariramani
Soumitra Ponkshe
Soumitra
Ponkshe
Ruchika Jha
Ruchika
Jha
Ishani Mukherjee
Ishani
Mukherjee